If you want to live a rich lifestyle then never borrow money, never use credit cards, cut all of your liabilities and just focus on what you want. If you want a new car then focus on earning money as much as you can until you were able to pay it on cash. Never try to seek for the help of banks because it will make you suffer, you will look rich from the eyes of other people but deep inside you feel that you don't have money. Just earn as much as you can and pay it in cash, in that way you will feel very rich and powerful. And one more thing you don't have to think about paying it in monthly anymore. All you need to have is patience and hard work. You will arrive there no matter what. It doesn't matter how small or big your income is, if you have the will to get that money then you will get it. You will do impossible and hard things, you will even try for some ways to earn pretty cash. You will have a lot of extra jobs if needed.
If you have a rich hobby, let's say racing or golf, if you really want it and your money is not enough then just engage those hobbies if you can. Do it sometimes, just do it when you have an extra money. Listen, you don't need to impress other people, you want those hobbies because you really love it, you don't need to do it everyday or every week. Save money and then play when you have a lot of extra money.
The idea here is delayed gratification, you will only buy things if you really have the money to pay in cash. This is the real life of rich people, you don't have debts, you don't have any liabilities. You feel wealthy and you don't need to worry anymore about the future. Banks will never call you, friends whom you own some money will not text you. You are free. Being rich simply means being free. Impressing people means you're not free, it means you are trying to impress them just to look rich.
No matter how small your income is... you will still feel rich if you have no debts. You will feel rich because you have savings and you were able to do the things that you want to do because you are willing to wait and work hard to get it.
Never eat in a fancy restaurant if you don't have the money yet, learn to save, once you have the money then you are free to eat wherever you want. Don't go to a party if you don't have money, you will only look poor, even if your friends were rich and they offer to pay the bills... still don't go because being independent from somebody else will build a poor mindset, you will not get what you want in the future because you will never work hard because you will think that you are getting things for free.
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