WHAT IS FINANCIAL INDEPENDENCE TO YOU?

Being financially independent doesn't mean you have millions, it simply means you are debt free and you are doing good in life. You don't need to have a lot of houses or cars. Just one house and a car is enough. You can even rent an apartment and still be financially stable. It is how you set up your life. 

Just save something, save more and more. Have money that you can use when things get worse. If you feel that you have something to use for emergency and you are confident that you will never borrow money from other people then you're already financially stable. 

Don't be like others who act like they have a lot of money by buying stupid things but the reality is the're broke. You should be aware of who's fake or not. 

Don't be a fake person, be real. If your budget is short then you must be thrifty, if you have an extra money then you should save money. Don't buy stuffs just to impress people that is not even related to your life. Even if you have everything, if a person hates you he hates you, you cannot change his mind so don't even try to impress him. 

Impress people who really likes you like your family and true friends, don't even impress people who are just pretending to be your friends. 

Save money every time you get your monthly salary. Do it over and over again and the habit of being financially independent will be developed in your system.

Plus... don't use credit cards, stop loaning, don't do something that will make you force to pay every month.